How Often Should I Invest?

We all know how important investing is not just to protecting our assets from inflation, but more importantly to retirement planning, but how much and how often should one invest?  Investing often, as often as one can, is probably the best answer one can give.  The simple truth is there is no ceiling on investing.  Just like and eating healthy and exercising, too much of it can never be a bad idea.  Investing makes good business sense, and is an absolute need for retirement planning.  So in short, invest often, and invest as much as you can afford to.

Investing Strategy

Having an investing strategy is key to making the right decisions for your financial future.  Investing strategies need not be complex or require months of study.  The process for investing, and the tools now available to the average investor, make investing simple and straightforward.  With an online stockbroker literally anyone, even a teenager, can start investing for their future.  Make sure your investing strategy includes these themes:

Investment Budget: make a budget that sets a goal for your investment purposes.  This can be expressed as a portion of your monthly salary, a single monthly amount, or a percentage based on your total monthly income.  Set the amount as high as you can.

Investing Often: make sure you don´t let your investment plan go stale.  Set a monthly or quarterly schedule to both review your investing portfolio, and more importantly to add to it.

Open A Stock Market Account: everyone should have an online stock broker or work with a retail stock broker.  These stockbrokerage firms, especially the online type, cost near nothing to manage your portfolios.  They will also facilitate your investments, keep you abreast of changes to your portfolio, and provide ways to buy stocks, open retirement accounts and assist you with virtually every other investment need you may have.

A Money Market Fund

A money market fund should be a must for every American.  A money market account can serve as a holding plate for your investment needs.  Forget about a savings account with 3-4% interest.  Money market accounts consistently return 10-20% on your money and they are so divested in so many things that they are relatively 100% guaranteed safe havens for your savings.  So when you save, save your money smart and put it in a money market account before you decide what to do with it next.

Related posts:

1. What Is A Retirement Account?
2. What Is A Traditional IRA?
3. What Is A Roth IRA?
4. What Is An IRA?
5. What Is A Retirement Fund?